Personal Loan

Features and benefits of our Personal Loan

1. Personal loans up to 10 lakhs

   Buy personal loans from Rs. 5,000/- to Rs. 10,00,000/-, with a convenient repayment tenure of 9 to 42 months.
   Note: You can choose the loan amount and tenure at your convenience.

2. Completely paperless process

   Our services are entirely digital and do not require you to move between your place and ours. This makes the process more efficient and transparent for you.

3. Instant loan approval

   You don’t need to wait for days or weeks to get your loan approved. Get a quick and hassle-free verification and approval process in under 3 minutes.

4. 24-hour disbursal

   Your money will be disbursed to your bank account within 24 hours of verification

5. Minimal documentation required

   Tired of having to submit too many documents for loan approval? Well, not anymore!
   Get your loan approved with a minimal number of documents (only Aadhar, PAN, and bank statements are required).

6. No collateral required

   We only get your documents, not your assets. No collateral is required when you apply for a personal loan.

7. Attractive interest rates

   Get personal loans at an attractive 12% interest rate.
   Note: Your interest rate may vary depending on the loan amount, repayment tenure, and credit score.

8. Convenient tenures

   Get convenient repayment tenures ranging from 9 to 42 months (for salaried applicants) and 3 to 24 months (for self-employed applicants).

Document and eligibility requirements for Personal Loan

Applying for a personal loan at Housing.com is a simple process that can be completed within minutes as long as

• You meet the eligibility criteria given below and
• You have all the necessary documents for your loan application

Eligibility criteria

Note: You should meet the minimum income requirement of your city of residence for your loan to be approved.

Documents required

We require very few documents from you to complete our verification process. As long as you have these documents, your loan will be approved within minutes, and you can get your loan within 24 hours.

Note: You can find the list of required documents and a document upload feature on our website.

Types of personal loans in India

Personal loans are multi-purpose loans and can be used for various purposes as long as it is legal. Here are some of the most common types of personal loans that are available in India based on the user's needs.

Why buy a personal loan from Housing.com?

1. Get loans up to Rs. 10 Lakhs

   Be it small or large expenses you need loans for, we cover all of it for you. Get personal loans from Rs. 5,000/- to Rs. 10,00,000/- (10 lakhs).

2. Get your loan in just 3 steps

   Our personal loan application process is simple and can be completed in just 3 steps.

   • Check eligibility criteria
   • Complete online application and verification process
   • Get approval and receive the loan amount

3. No guarantor/collateral is required

   Personal loans come under unsecured loans, where the loan is approved based on the creditworthiness and document verification of the applicant. You don’t need to provide any type of collateral like gold, shares, or property.

4. Completely transparent process

   Since the entire process is digital, you can monitor the status of your loan, and the charges will be displayed on our website.