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Credit Calculators
Monthly Payment Calculator
Click
here for calculator
Use this calculator to determine the monthly payment amount and
the total cost of paying off a loan or credit card balance
given a specific
number of years.
EXAMPLE
Loan Amount or Current Card Balance: $10,000
Annual Percentage Rate: 18.9% APR
Amount of time to pay off loan or balance: 2 years
Results:
Making a monthly payment of $503.60 for 2 years will pay
off the balance at a total cost of $12,086.41
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Credit Card Payoff
Calculator
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here for calculator
EXAMPLES
1) Minimum
Payment
To calculate the the time it will take to pay off your debt if you pay
only the monthly minimum:
Credit Card Balance: Enter your total balance due
Annual Percentage Rate: Enter the Interest Rate on
your outstanding
balance
Months: **LEAVE THIS EMPTY**
Minimum Monthly Payment: Enter the required minimum payment
2) Time to Payoff Balance
To calculate the time it will take to pay off your debt by increasing
your payment amount:
Credit
Card Balance: Enter your total balance due
Annual Percentage Rate: Enter the Interest Rate on
your outstanding
balance
Months: **LEAVE THIS EMPTY**
Minimum Monthly Payment: Enter an amount greater than
the required
minimum payment
3) Monthly Payment in Specific Time Frame
To calculate how much your monthly payment will be over a
specific number
of months:
Credit Card Balance: Enter your total balance due
Annual Percentage Rate: Enter the Interest Rate on
your outstanding
balance
Months: Enter the number of months in which you want to pay off
your balance
Minimum Monthly Payment: Enter an amount greater than
the required
minimum payment
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Budget Calculator
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here for calculator
Our budget calculator will tell you how much you're spending relative
to your income. This is important for figuring out if you
spend too much
— and will help you finalize your budget.
To see your
total monthly expenses, enter your monthly income (minus federal, state
and local taxes) and your monthly expenses. Then hit the
"Calculate" button
to see how much you're spending.
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Savings Calculator
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here for calculator
This calculator will tell you how much you'll earn on
interest when you
put your money into savings.
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