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Personal Loans

Personal loans are typically an unsecured loans, which means a borrower does not put up any collateral or security to guarantee the repayment of the loan. For this reason, personal loans carry a slightly higher rate of interest.

If a borrower owns a home, a lower-interest-rate alternative is a home-equity loan. But this option requires that the borrower put up his or her home or other real estate property as collateral.

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